Carbon Loan Login | Sign-in to Carbon App, Download App, More

Carbon Loan Login

Carbon Loan Login: previously called Pay later, the fintech rebrands to a fintech solution platform offering loan services to people.

It is one of the growing digital loan agents in Nigeria, headed by Chijioke Dozie.

But the company is not all about brokering loan securities, shrunken as the transaction is. It also allows you to clear bills and pay for utilities using the app.

How does it work? What can you do on this platform?

We answer the questions in this article. Also, explain the Carbon Loan Login procedure in this post. See below for details.

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Carbon Loan Login: Overview

Carbon, a subsidiary of OneFi, offers enough features to easily function as a mini-bank app. It creates space for a range of transactions, solving the perennial issue of seamless payment for thousands of businesses. Below are what you can do with the company.

Pay Bills

Buy Airtime

Transfer Money

Get Loans

Invest Money

How reliable is Carbon?

Carbon racks up 75% of the positive ratings, inferring from customer reviews online, including rankings by usage and functionality.

The feedbacks draw from crucial aspects of digital financial services like the ones below.


UI/UX (User Interface & User Experience)

Customer Support


Moreover, Carbon offers good terms of service, posting a softcopy of every credit report for each transaction. The same applies to the user caches on the app: Personal Rolls and Businesses.

How the Carbon Loan Works

For most users, the thrill is getting a loan without collateral, which often stalls the efforts to even qualify for one.

However, Carbon helps you sidestep this issue conveniently. You only need to download the mobile app, fill an application for loan credit. Then, wait for the transaction to process (typically in seven or eight minutes).

Moreover, you do not have to worry about getting the insolvency papers right. Carbon’s streamlined service ensures longevity via local banks. Besides, the parent company is a solid prop for continued operation.

How can you repay loans?

You need not worry about a repayment procedure. Carbon deducts the debts, when it is overdue, from your balance. (Loans can be repaid by installments.)

See the other profitable aspect of the company (before we get to the Carbon Loan Login steps) below.


Payvest is Carbon’s investment arm, accepting investment deposits of N100 (at minimum) to N1,000,000 (maximum).

The service offers a fixed-interest margin for the investment period and extracts zero fees from your account.

Download App from Play Store

You can download the Carbon Loan app from Google Play Store using the following steps.

  • Go to Play Store.
  • Search Carbon: instant loans, free digital banking (with Carbon Finance & Investment Ltd in the subtitle).
  • Click on install.

Carbon Loan Login Steps

You can follow the Carbon Loan Login procedure below to access the app.

  1. Open the application
  2. Click on the Login option (if it does not appear automatically).
  3. Enter your phone number.
  4. Also, provide your PIN.
  5. Then click on submit.

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